Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
We are an authorised credit broker, and not a lender.


At Trustedloans.co.uk we are always happy to answer any queries or questions that you may have. We have put together a list of the most commonly asked questions below. If you cant find the answer below get in touch using our contact form.

How does trustedloans.co.uk work?

Trustedloans.co.uk is a broker not a lender, we work with a range of lenders in return for a commission fee. Simply decide how much you want to apply for and fill in the short online form. We’ll search for a lender for you, and if approved, a loan agreement will be sent to you online.

How much can I borrow?

Our lenders offer loans from £100-£5000

How long does it take to receive funds?

Once approved, most loans are paid into your account on the same day and without any transaction charges. The time it takes for the cash to be received in your account will depend on your bank’s policies and procedures.*

How will I receive my funds?

What is the criteria for Trustedloans?

You must be over 18 and receiving a regular income each month, you will need a bank account with a valid debit card, be a UK resident and the lender must be able to prove your identity. This is the basic criteria; however it will vary from lender to lender.

Do you use Credit Reference Agencies?

Trustedloans.co.uk will not run a credit check, however some lenders will assess your application in a variety of ways. This may include checking with credit reference and fraud prevention agencies. They will also assess your ability to repay the loan before making a decision on your application.

What should I do if I have problems repaying?

It is important that before applying for any type of credit you have made sure that you are able to make the repayments on the agreed date. If your circumstances change and you think you may be unable to repay the loan, it is important to speak to the lender straight away so they can discuss the ways in which they can help. If you are experiencing financial problems you can get free advice and support from a number of places, including Step Change Debt Charity, Citizens Advice Bureau & The National Debt Helpline.

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Rates from 35.9% APR to max 1304% APR. Minimum Loan Length is 3 months. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

Representative 1192% APR (variable).

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